PUBLIC STANDARD (no consent required):
  ✓ Verification tier (PROVISIONAL / PHONE / NIN / DOCUMENT)
  ✓ Portfolio size (banded: 1–5, 6–20, 20+, never exact)
  ✓ Average tenancy duration across portfolio
  ✓ Dispute rate (per 100 tenancies, anonymized)
  ✓ Response time to maintenance requests (average days)
  ✓ Deposit return rate (% full / % partial / % withheld)
  ✓ Years active on Leja
  ✓ Property condition rating (derived from exit inspections)
  ✓ Rent increase pattern (stable / frequent / aggressive)

WITH LANDLORD CONSENT (landlord opts in per relationship):
  ✓ Previous tenant references (anonymized summaries — no names)
  ✓ Maintenance completion history (job types and resolution times)
  ✓ Full dispute history with outcomes
  ✓ Agent relationship history (who they work with, how long)

NEVER VISIBLE:
  ✗ Exact unit count
  ✗ Rental income or financial performance
  ✗ Personal address or direct contact
  ✗ Other tenant identities
  ✗ Ownership documents

PUBLIC STANDARD:
  ✓ Verification tier and LASRERA registration status
  ✓ Organisation affiliation (BRN name and role within org)
  ✓ Deals closed (banded: 1–10, 11–50, 51–200, 200+)
  ✓ Property type specializations
  ✓ Average time to close a deal
  ✓ Client satisfaction score (derived from post-transaction ratings)
  ✓ Dispute rate and resolution record
  ✓ Response time to inquiries (average hours)
  ✓ Document compliance quality score
  ✓ Years active on Leja

WITH AGENT CONSENT:
  ✓ Deal history summaries (anonymized — no client names)
  ✓ Landlord relationship quality
  ✓ Professional certifications and memberships

NEVER VISIBLE:
  ✗ Commission rates or earnings
  ✗ Client identities
  ✗ Financial revenue data
  ✗ Internal operations or pipeline details

PUBLIC STANDARD:
  ✓ BRN verification status
  ✓ CAC registration confirmed
  ✓ LASRERA permit status (Lagos-based firms)
  ✓ Years in operation
  ✓ Operating states
  ✓ Staff count (banded: 1–5, 6–20, 20+)
  ✓ Deals closed at firm level (banded)
  ✓ Firm-level dispute rate
  ✓ Firm-level client satisfaction score
  ✓ Property specializations

WITH ORG CONSENT:
  ✓ Key staff Trust Graph summaries
    (requires BOTH org consent AND individual staff consent)

NEVER VISIBLE:
  ✗ Client identities
  ✗ Staff personal residential data
  ✗ Revenue or financial data
  ✗ Internal operations or commission structures

PUBLIC STANDARD:
  ✓ Verification tier (PROVISIONAL / COMMUNITY_VERIFIED / INSPECTED)
  ✓ Building age (banded)
  ✓ Previous tenancy count (no tenant identities)
  ✓ Average tenancy duration
  ✓ Maintenance history (issue types and resolution times)
  ✓ Last inspection date and condition rating
  ✓ Utility connection status (electricity, water, waste)
  ✓ Dispute history (count and category — no party identities)
  ✓ Rent band history (rising / stable / falling — not exact amounts)
  ✓ Known recurring issues log
  ✓ Neighborhood trust score (aggregated from area)
  ✓ REAL-TIME STATUS:
      AVAILABLE / UNDER_OFFER / OCCUPIED / SHORT_LET_ACTIVE

WITH OWNER CONSENT:
  ✓ Exact previous rent amounts
  ✓ Detailed maintenance reports
  ✓ Exit inspection photos (anonymized — no tenant identities)

NEVER VISIBLE:
  ✗ Previous tenant identities
  ✗ Exact rent unless owner consents
  ✗ Landlord personal details beyond verification
  ✗ Any service provider identity from maintenance jobs

PUBLIC STANDARD:
  ✓ RIN verification tier
  ✓ Score tier (Bronze / Silver / Gold / Platinum)
  ✓ Payment timeliness rate (% on time)
  ✓ Tenancy duration pattern (average months per tenancy)
  ✓ Exit quality history (% clean exits)
  ✓ Dispute history (count and initiating party)
  ✓ Time on Leja platform

WITH TENANT CONSENT (standard for rental application):
  ✓ Detailed payment consistency breakdown
  ✓ Previous property types and rent bands (not addresses)
  ✓ Seller attestations from previous landlords and agents
  ✓ Behavioral trend (improving / stable / deteriorating)
  ✓ Full Trend timeline (LGA level only — never exact addresses)

WITH ADVANCED CONSENT (tenant chooses for premium properties):
  ✓ Employment stability signal (AI-derived, not raw income data)
  ✓ Income band estimate (derived from rent progression + service income)
  ✓ Guarantor information (if tenant provides)

NEVER VISIBLE:
  ✗ Exact previous addresses
  ✗ Previous landlord identities
  ✗ Exact income or bank details
  ✗ Any data the tenant has not explicitly consented to share
  ✗ Which other properties they are currently applying for

Everything in View 5 (Principal → Buyer or Resident), PLUS WITH CONSENT:
  ✓ Deal seriousness score (AI-derived from Track 3 behavior)
  ✓ Document readiness signal (% of required docs already prepared)
  ✓ Budget signal (derived from search behavior + rent history)
  ✓ Timeline urgency (derived from search intensity + lease end date)
  ✓ Previous agent relationship quality
    (completed deals vs. repeated drop-offs — commitment signal)
  ✓ Market knowledge signal (how long searching, views per decision)

NEVER VISIBLE:
  ✗ Which other agents they are currently working with
  ✗ Exact financial data
  ✗ Private life or personal details
  ✗ Other simultaneous applications

STANDARD TIER (RIN holder consent required):
  ✓ Score tier and raw score
  ✓ Payment timeliness rate (statistical)
  ✓ Tenancy stability score
  ✓ Identity verification tier
  ✓ Housing trajectory (rent band progression over time)

ADVANCED TIER (purpose-specific consent per institution required):
  ✓ Financial stress indicators
    (payment timing shifts, partial payment patterns, recovery behavior
     — signals credit bureaus cannot see from banking data alone)
  ✓ Housing stability score (AI-derived mortgage default predictor)
  ✓ Service income stability signal (from Track 2, if applicable)
  ✓ Geographic stability profile (mobility pattern — no exact locations)
  ✓ FEDERATED COMPUTATION ENDPOINT:
      Bank submits proprietary risk model parameters →
      Leja AI runs the model against anonymized three-track data →
      Bank receives the output score only
      Raw data never leaves Leja's infrastructure
  ✓ Comparative percentile (position vs. anonymized Leja population)

GOVERNMENT / REGULATORY (legal order + user consent):
  ✓ Identity confirmation only: "this RIN holder is who they claim" (yes/no)
  Nothing else without explicit user consent

NEVER WITHOUT EXPLICIT USER CONSENT:
  ✗ Raw transaction records
  ✗ Property addresses
  ✗ Landlord or agent identities
  ✗ Any derived data the user has not consented to share

BEFORE ACCEPTING THE JOB:
  ✓ Job type and full description
  ✓ Approximate location (2km radius — never exact address)
  ✓ Property type (flat / house / commercial / estate)
  ✓ Urgency level (emergency / standard / flexible)
  ✓ Budget range (if provided by requester)
  ✓ Requester's service behavior history:
      payment timeliness on previous jobs
      clear communication pattern
      showed up for scheduled appointments
      dispute history with previous providers
  ✓ Relevant property maintenance context
      (from Property RIN — recurring issues that match this job type)

AFTER MUTUAL ACCEPTANCE:
  ✓ Exact address revealed
  ✓ Direct contact unlocked via platform messaging

NEVER VISIBLE:
  ✗ Requester's full residential identity
  ✗ Financial details beyond this job's payment
  ✗ Personal life details

PUBLIC STANDARD:
  ✓ Verification tier (identity, CAC where applicable, trade certifications)
  ✓ Specific certifications claimed and issuing bodies named
  ✓ Certification expiry dates (if applicable)
  ✓ Trade categories and specializations
  ✓ Operating areas (LGA level)
  ✓ Jobs completed (banded: 1–10, 11–50, 51–200, 200+)
  ✓ Rating score and review summaries (most recent 10 reviews)
  ✓ Average response time to job requests
  ✓ Average job completion time for each category
  ✓ Payment dispute rate
  ✓ Repeat hire rate — this is the strongest trust signal on the platform
  ✓ Years on Leja

NEVER VISIBLE:
  ✗ Personal address
  ✗ Income or total earnings
  ✗ Client identities from previous jobs
  ✗ Private contact information